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Thom Abbott, GRI |
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CONGRATULATIONS!You’ve made the decision to become a home owner! Believe me….I know the anxiety and the emotions you are feeling. Not only have I purchased and sold several of my own homes, but I work daily with people just like you! I’m here to help you every step of the way.
These Buyer Tips For Midtown Atlanta Real Estate are about some of the steps you should take to protect yourself during the home buying process. These steps are not really about the process, but just some things to keep in mind as you purchase your home or condominium. You can learn more about the buying process by reviewing and reading our Intown Atlanta Real Estate Buyer’s Guide.
The real estate or home buying process is not with out a few sheets of paper. Seriously! While you will have gone through some of the paper process with your loan application, the next big document will be the Purchase and Sale Agreement. Now, this won’t be a strange document to you when you work with me. At our first initial consultation, I’ll have given you a blank copy of every document related to the purchase so you’ve had a chance to look them over and know what they are about.
The Purchase and Sale Agreement is a legally binding contract that obligates you to complete the purchase of the home or condo we’ve found! There will be various timelines (or deadlines) established by this contract, and I’ll be right alongside you to help make sure we meet each and everyone of them. Critical deadlines are your Due Diligence Period (when we will do your inspection) and your Appraisal and Financing Contingencies.
Speaking of Due Diligence and inspections….you should ALWAYS have the home or condo you are buying inspected by a professional home inspector. (We have two great recommendations on Our Team Page here. While a condo may have less issues to address, most homes have at least a few item that me need to be repaired, or even replaced.
A home inspector will do a detailed inspection of the systems such as plumbing, electrical and appliances. This is mostly all you can check in a condo. In a single family home however, there are more things to look at like the roof, gutters and foundation and a basement, if there is one.
Once the inspection is completed, we will receive a report that we can review and determine which items we want to request be repaired. This is somewhat of a “second negotiation” after you are already Under Contract. It can be one of the times that your home purchase can be derailed if the Seller is unwilling to make repairs (if they are significant enough) or make any concession in the agreed upon price of the home.
When you are searching for a home or condominium, the neighborhood, or location is every bit as important as the home itself. You should take time to familiarize yourself with the area.
Are you moving from a quite suburban home with a yard to a high rise condo in Midtown Atlanta? Well, you might see that there is a difference in the noise levels of outside activity you hear. Just because you bought on the 27th floor, does not mean that you won’t hear cars or emergency vehicles. If you sleep with your balcony doors open (when the weather is cool!) you are certain to hear even voices from the street.
You want to look for both the desirable and undesirable conditions. Will you find the “perfect” place? Probably not…but we will get really darn close! There might be a Publix Market on the ground floor of Plaza Midtown, but if your view includes the Downtown Connector, this might not be what you are looking for. If there are vacant lots in the vicinity of the building you are looking in, you can do further research via local planning authorities as to what (an how high it could be that would affect your view) can be built there.
You should also consider purchasing a Home Warranty. Often times this can be negotiated to be paid for by the Seller of the property. If not, you may want to consider purchasing one on your own. They don’t cover everything, and often times have many exclusions, but can be worth it. They can cost up to $575 per year, but the cost of replacing a hot water heater can be more than that.
If you have other questions about the home buying process, just ask me! I’m here to help you make the biggest purchase of your life one of the easiest!!
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Overview |
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Thom Abbott, GRI
Thomas Ramon Realty
(770) 713-1505 Thom@MyMidtownMojo.com https://MyMidtownMojo.com
Listed by: Thomas Ramon Realty @ Palmer House Properties |
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I always love doing these posts. There is so many unique October Festivals in Atlanta and around the North Georgia Mountains this time of year! Of course, the fall colors should be starting in the mountains (reminds me…time for a trip to Cherokee and the outlet malls of Gatlinburg…another great day trip) so all the more reason to venture out.
I’ll make this easy and break the list up into Atlanta area event, and those that are more of a drive outside the city!
Please keep in mind, this is by no means all of them…and if you know of others, please post a link in the comments section below.
Enjoy the beautiful fall colors and cooler weather at Atlanta’s favorite place to celebrate the fall season. Now in its 11th year, Stone Mountain Park’s annual Pumpkin Festival has become a family favorite with kids and parents alike.
Take in all of the splendor that autumn provides with attractions, fun-filled games, shows and more. NEW for 2013, experience Spookley’s A-MAZE-ING Adventure maze! Puzzles, passages, twists and turns will keep kids guessing until they reach the exit. Pumpkinpalooza takes the stage with an energy-filled game show where audience members are picked to participate in a series of zany and messy challenges. The winner takes all and the losers have to spin the “Wheel of Misery,” with consequences ranging from a pie in the face, dancing like a chicken or getting “splurfed” (a gooey, slimy substance poured on top of your head). Get the entire family into the spirit with fall décor and special attractions, such as the Pie Eating Contest, Trick or Treat Scavenger Hunt, a costume dance party, crafts in the pumpkin patch and much more!
Inspired by open streets projects all over the world where neighborhood activists closed the streets to motorized vehicles and opened them to use any human powered means of transportation…walking, skating, biking. Atlanta Streets Alive aims for three objectives:
October 6th’s route included Highland/Monroe and Boulevard/Virginia Avenue.
This year’s festival will include interactive entertainment all day long, a Carnival with all your favorite midway attractions and a few of last year’s favorite events. Between our Exhibitors, Community Row, and Contests, there will be a little something for everyone. Out Contests this year include a Pie Baking competition and Chili Cook-Off – both featuring cash prizes. Of course we will also being doing the Chicken Strut again – so bring your prize-winning bird and crow about your blue ribbon! Come visit us on the Commons this October 12th and “Fall” in love with Downtown East Point.
A fun, folksy and fabulous show and sale of folk art, antiques, “Made in America” crafts, art, furniture, home decor and more. Meet the editors of Country Living Magazine, attend seminars and how-to’s, artisan demonstrations, Harvest & Gourmet Market, and fall festivities.
Presented by County Living Magazine, the event offers visitors the opportunity to fully experience the “Country Living” lifestyle. The event includes a special EARTH ANGELS Artisan Showcase – The Earth Angels will be “LIVE!” all weekend with demonstrations of pottery, painting, soft sculpture and more.
The event also features great shopping options. More than 150 booths of antiques and hand-crafted goods PLUS a Gourmet Harvest Market AND the Country Living General Store. Featured vendors include the Earth Angels, Great Stuff By Paul, Findings @ Summerhouse, The Red Door Antiques, and many more favorites.
Mountain Members: Save $5 off tickets. To redeem this offer, click here to download coupon and bring with you to the festival entrance.
Cotton Pickin’ Fair — Highway 85 Fairgrounds — Gay — October 5-6Return to 1910 where the Farmhouse, the Cotton Gin, and the Cotton Warehouse form a unique backdrop for a great day of 21st century fun. Amidst skilled artisans and antique specialists, the Fair shares remnants of farm life in days gone by. New talent keeps the festival fresh and interesting while returning artists welcome loyal customers seeking to add to individual collections.
Buck’s Corn Maze is more than just a maze!!! It’s GREAT family fun for all ages. The 12 acre maze is planted in a 20 acre field next to Cochran Creek with a beautiful view of the Appalachian Mountains.
Come get “LOST” in the maze. As much fun as the maze is in the daytime, it is double the fun at night. Bring your Flashlight and test your skills in the dark. After completing the maze, go on a relaxing hayride which runs by the creek and through the cornfield.
Come out for a great day of regional art and activities for the whole family. Foxfire-Mountaineer Festival is just down the block so bring the whole family for a day of mountain heritage and a fantastic regional art.
The Foxfire Mountaineer Festival is a single-day celebration of the rich heritage of the Southern Appalachian mountains, featuring traditional music from numerous regional performers, showcases and demonstrations of time-honored handicrafts and trades from over 80 vendors, and all manner of mountain-flavored games and challenges for young and old alike.
Look forward to the 2013 Fall Festival. With its mild temperatures and beautiful scenery there is no better place to be than the North Georgia Mountains in the fall. Each October, the 9-day event features exciting musical performances, Arts & Craft vendors, educational demonstrations, a flower show and the ever-popular Georgia’s Official State Fiddlers’ Convention.
Arts & Crafts Daily
Gates: $11.00 Per Person (Includes Music Shows)
Children 9 and Under Free
FREE PARKING (Trolley Service Available Daily)
The Ellijay Lions Club, the Gilmer County Chamber of Commerce, the cities of Ellijay and East Ellijay, and Gilmer County invite everyone to come and enjoy the 42nd year of the Georgia Apple Festival. There are over 300 vendors with handmade, hand-crafted items, as well as many on-site demonstrations of how selected types of crafts are made. This year promises many new crafts as well as favorites from past festivals. There is a parade and antique car show each year. The antique car show is held at the Civic Center on October 12th. The parade is on October 19th and begins at 10 AM in historic downtown Ellijay.
See on Scoop.it – Midtown Atlanta Conversations and Condos
Mortgages from the F.H.A. and Department of Veterans Affairs have a little-known feature: assumability.
Homeowners with a mortgage insured by the Federal Housing Administration or the Department of Veterans Affairs should consider using their loan terms as a marketing tool when it comes time to sell. The FHA assumable mortgage may be the best marketing tool for the Seller!
Mortgage loans from both government agencies include a little-known feature known as assumability. In other words, the buyer of a home financed with an existing F.H.A. or V.A. loan may be able to take over, or assume, the seller’s loan, under the same terms, rather than take out a new mortgage.
During periods when interest rates are rising, homes offered for sale with an assumable, lower-rate mortgage may have extra appeal for certain buyers.
See on www.nytimes.com
Well, this comes as no surprise to me. I’ve been selling the Midtown Atlanta lifestyle for some 9 years now. I’ve seen most of the condominium buildings I sell in every day rise from vacant lots and old buildings. So, to hear that Creative Loafing has named Midtown Atlanta Best Neighborhood to Live in Without a Car…well I would expect nothing less.
That said, if you do have a car, you can still live in Midtown! You may only need it for getting to and from work if you work elsewhere in the city. Living in Midtown has great traffic advantages as most of the time, and directions, you are going against the traffic flow. As the suburbanites pour into the Midtown and Downtown office buildings, you can easily head in the opposite direction. But once you are home, toss the keys in the bowl (we all have a bowl for our keys by the door, right?) and let your Nike’s do the walking.
Creative Loafing says, “This sky-high ‘hood boasts all you need for transit-/walk-/bike-friendly living: a Publix to keep your stomach full and a smorgasbord of bars to keep your liver constantly under attack; three convenient MARTA rail stops (North Avenue, Midtown, Arts Center); nearby culture at the Woodruff Arts Center and Fox Theatre, among other spots; and one of the city’s best greenspaces, Piedmont Park.
Exciting things keep coming to Midtown Atlanta as the not-to-distant opening of Ponce City Market comes, as well as the opening of additional parts of the Atlanta Beltline, which crosses Midtown at Piedmont Park and again over at the Ponce City Market and Old Fourth Ward Park.
Come on down! Experience urban living like it was meant to be. Experience Midtown Atlanta!
